Each new year, your health insurance deductibles reset. This means that you will again have to meet a threshold of out-of-pocket payments (deductible) before your insurance will begin to pay for your healthcare.
Your deductible is the amount you are responsible for paying before your insurance will begin paying. Deductibles vary widely based on the insurer and the specific healthcare plan you signed up for.
That means, when your deductible resets in January, you are essentially back at square one as far as your contributions are concerned. If you rarely see a healthcare provider, you may not even notice, but if you have limited funds and require addiction treatment it can be a significant hurdle..
How do treatment options change in the new year?
“Some deductibles are significant and that limits treatment options for some people with addiction,” says Living Sober’s program director Brad Hanley. “We offer much more affordable prices for our plans, actually beating some of those pricey deductibles. We can get people access to affordable care right away.”
Living Sober can work so that clients can get good quality care without having to worry about coverage. “We work to make things simple and affordable to reduce barriers,” says Hanley. “When you reach out to us, you will speak with an admissions specialist who will listen to your situation, walk you through the phases of our program, and provide information on financial considerations so you can get started.”
For more information about our services, call (561) 279-1037.